---
schema_version: "secwatch.filing_event.v1"
accession: "0000700564-24-000016"
form_type: "8-K"
ticker: "FULT"
cik: "0000700564"
company_name: "FULTON FINANCIAL CORP"
filed_at: "2024-04-16T23:59:59+00:00"
generated_at: "2026-06-03T22:28:39.407258+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Fulton Financial Q1 GAAP EPS $0.36, operating EPS $0.40; net income $59.4M, down 3.8% QoQ

## Summary
- GAAP diluted EPS $0.36; operating diluted EPS $0.40; net income available to common $59.4M.
- Net interest income $206.9M, down $5.1M QoQ; net interest margin 3.32% (down 4 bps).
- Provision for credit losses $10.9M; net charge-offs 0.16% of avg loans; NPA ratio 0.57%.
- Non-interest income before securities gains $57.1M (down 5% QoQ); non-interest expense $177.6M (down 1.6% QoQ).
- CEO cites 'solid' earnings, deposit growth outpacing loan growth, stable asset quality.

## SEC filing metadata
- accession: 0000700564-24-000016
- form_type: 8-K
- ticker: FULT
- cik: 0000700564
- company_name: FULTON FINANCIAL CORP
- filed_at: 2024-04-16T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700564/000070056424000016/0000700564-24-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700564/000070056424000016/fult-20240416.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000700564-24-000016
- JSON: https://secwatch.observer/filing/0000700564-24-000016.json
- Plain text: https://secwatch.observer/filing/0000700564-24-000016.txt

## Key facts
- Earnings Releases
  FULTON FINANCIAL CORP reported the first quarter ended March 31, 2024 results: net income $59.4 million, EPS $0.36 per diluted share.
  - Period: the first quarter ended March 31, 2024
  - Net income: $59.4 million
  - EPS: $0.36 per diluted share
  - Result: reported results
  source text: Fulton Financial Corporation (NASDAQ: FULT) (“Fulton” or the “Corporation”) reported net income available to common shareholders of $59.4 million, or $0.36 per diluted share, for the first quarter of 2024
  evidence_url: https://www.sec.gov/Archives/edgar/data/700564/000070056424000016/0000700564-24-000016-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.