{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-24-000036","form_type":"8-K","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2024-07-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.628542+00:00","generated_at":"2026-05-31T20:36:30.130247+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Fulton Q2 net income $92.4M ($0.52 EPS); Republic Bank acquisition adds $30.7M NII","bullets":["Net income $92.4M ($0.52 diluted EPS) vs Q1 $59.4M ($0.36); operating EPS $0.47.","Acquired Republic First Bank from FDIC Apr 26: $4.8B assets, $2.5B loans, $4.1B deposits; net cash from FDIC $809.9M.","Preliminary after-tax gain on acquisition $47.4M; core deposit intangible $92.6M with $4.1M amortization.","Sale-leaseback of 40 branches generated $20.3M pre-tax gain; sold $356.4M AFS securities at $20.3M loss, reinvested in higher-yielding.","Net loans $24.1B (+$2.7B), deposits $25.6B (+$3.8B); NIM 3.43% (+11bps); provision $32.1M vs $10.9M."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-24-000036","json":"https://secwatch.observer/filing/0000700564-24-000036.json","markdown":"https://secwatch.observer/filing/0000700564-24-000036.md","text":"https://secwatch.observer/filing/0000700564-24-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056424000036/0000700564-24-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056424000036/fult-20240716.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:36:30.130247+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}