---
schema_version: "secwatch.filing_event.v1"
accession: "0000700564-24-000036"
form_type: "8-K"
ticker: "FULT"
cik: "0000700564"
company_name: "FULTON FINANCIAL CORP"
filed_at: "2024-07-16T23:59:59+00:00"
generated_at: "2026-05-31T20:36:30.130247+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Fulton Q2 net income $92.4M ($0.52 EPS); Republic Bank acquisition adds $30.7M NII

## Summary
- Net income $92.4M ($0.52 diluted EPS) vs Q1 $59.4M ($0.36); operating EPS $0.47.
- Acquired Republic First Bank from FDIC Apr 26: $4.8B assets, $2.5B loans, $4.1B deposits; net cash from FDIC $809.9M.
- Preliminary after-tax gain on acquisition $47.4M; core deposit intangible $92.6M with $4.1M amortization.
- Sale-leaseback of 40 branches generated $20.3M pre-tax gain; sold $356.4M AFS securities at $20.3M loss, reinvested in higher-yielding.
- Net loans $24.1B (+$2.7B), deposits $25.6B (+$3.8B); NIM 3.43% (+11bps); provision $32.1M vs $10.9M.

## SEC filing metadata
- accession: 0000700564-24-000036
- form_type: 8-K
- ticker: FULT
- cik: 0000700564
- company_name: FULTON FINANCIAL CORP
- filed_at: 2024-07-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700564/000070056424000036/0000700564-24-000036-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700564/000070056424000036/fult-20240716.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000700564-24-000036
- JSON: https://secwatch.observer/filing/0000700564-24-000036.json
- Plain text: https://secwatch.observer/filing/0000700564-24-000036.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.