{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-25-000017","form_type":"8-K","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2025-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.050009+00:00","generated_at":"2026-05-23T15:12:10.695838+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fulton Financial Q1 2025 EPS $0.49 ($0.52 operating); CET1 rises to 11.0%","bullets":["Net income available to common $90.4M ($0.49 diluted); operating EPS $0.52, up $0.04 QoQ.","Net interest margin 3.43%; total cost of funds decreased 12 bps QoQ.","Customer deposits ex-brokered up $304.9M (4.9% annualized); total deposits $26.3B.","Non-performing assets fell to $199M (0.62% of assets) from $222.7M; net charge-offs 0.21% annualized.","Board authorized $25M repurchase of subordinated notes due 2030 under existing $125M program."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-25-000017","json":"https://secwatch.observer/filing/0000700564-25-000017.json","markdown":"https://secwatch.observer/filing/0000700564-25-000017.md","text":"https://secwatch.observer/filing/0000700564-25-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000017/0000700564-25-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000017/fult-20250415.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T15:12:10.695838+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}