{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-25-000034","form_type":"8-K","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2025-07-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.174407+00:00","generated_at":"2026-05-18T06:34:17.380064+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Fulton Financial Q2 2025 net income $96.6M ($0.53 GAAP EPS); record operating net income $100.6M","bullets":["Q2 net income to common $96.6M ($0.53 diluted GAAP EPS); operating net income $100.6M ($0.55 diluted), a company record.","Net interest margin 3.47%; net loans up $150M to $24.0B; deposits down $190.9M to $26.1B.","Non-interest income $69.1M (+$1.9M QoQ); non-interest expense $192.8M (+$3.4M); provision for credit losses $8.6M.","Non-performing assets $215.6M (0.67% of assets) vs $199.0M (0.62% prior); annualized net charge-offs 0.20% of avg loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-25-000034","json":"https://secwatch.observer/filing/0000700564-25-000034.json","markdown":"https://secwatch.observer/filing/0000700564-25-000034.md","text":"https://secwatch.observer/filing/0000700564-25-000034.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000034/0000700564-25-000034-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000034/fult-20250715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:34:17.380064+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}