secwatch.observer — SEC 8-K summary
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Issuer:     FULTON FINANCIAL CORP (FULT)
CIK:        0000700564
Form:       8-K
Filed at:   2025-07-15T23:59:59+00:00
Accession:  0000700564-25-000034
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Fulton Financial Q2 2025 net income $96.6M ($0.53 GAAP EPS); record operating net income $100.6M
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- Q2 net income to common $96.6M ($0.53 diluted GAAP EPS); operating net income $100.6M ($0.55 diluted), a company record.
- Net interest margin 3.47%; net loans up $150M to $24.0B; deposits down $190.9M to $26.1B.
- Non-interest income $69.1M (+$1.9M QoQ); non-interest expense $192.8M (+$3.4M); provision for credit losses $8.6M.
- Non-performing assets $215.6M (0.67% of assets) vs $199.0M (0.62% prior); annualized net charge-offs 0.20% of avg loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/700564/000070056425000034/0000700564-25-000034-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/700564/000070056425000034/fult-20250715.htm
  HTML page:      https://secwatch.observer/filing/0000700564-25-000034

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer