{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-25-000037","form_type":"8-K/A","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2025-07-16T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.174221+00:00","generated_at":"2026-05-18T06:21:50.366869+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Fulton Financial posts record operating net income of $100.6M in Q2 2025","bullets":["Operating EPS $0.55 (diluted) vs $0.52 in Q1 2025; GAAP EPS $0.53.","Net interest income $254.9M, up $3.7M QoQ; net interest margin 3.47%.","Net loans grew $150M to $24.0B; deposits fell $190.9M to $26.1B.","Provision for credit losses $8.6M; ACL ratio 1.57% of net loans.","8-K/A corrects NII guidance range from 'millions' to 'billions' on slide 10."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-25-000037","json":"https://secwatch.observer/filing/0000700564-25-000037.json","markdown":"https://secwatch.observer/filing/0000700564-25-000037.md","text":"https://secwatch.observer/filing/0000700564-25-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000037/0000700564-25-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000037/fult-20250715.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:21:50.366869+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}