{"schema_version":"secwatch.filing_event.v1","accession":"0000700564-25-000052","form_type":"8-K","ticker":"FULT","cik":"0000700564","company_name":"FULTON FINANCIAL CORP","filed_at":"2025-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.929867+00:00","generated_at":"2026-05-17T03:08:18.579335+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Fulton Financial Q3 net income $97.9M, operating EPS $0.55; record operating income","bullets":["Net income available to common shareholders $97.9M ($0.53 diluted EPS); operating net income $101.3M ($0.55 diluted EPS).","Net interest margin 3.57%; total cost of funds decreased 4 bps QoQ.","Non-performing assets $201M (0.63% of assets), down from $215.6M; annualized net charge-offs 0.18%.","Repurchased 1.65M shares at avg $18.67 under $125M authorization; $85.6M remaining.","Common equity tier 1 capital ratio improved to 11.5% from 11.3%; allowance for credit losses 1.57% of net loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000700564-25-000052","json":"https://secwatch.observer/filing/0000700564-25-000052.json","markdown":"https://secwatch.observer/filing/0000700564-25-000052.md","text":"https://secwatch.observer/filing/0000700564-25-000052.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000052/0000700564-25-000052-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/700564/000070056425000052/fult-20251021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:08:18.579335+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}