---
schema_version: "secwatch.filing_event.v1"
accession: "0000700564-26-000002"
form_type: "8-K"
ticker: "FULT"
cik: "0000700564"
company_name: "FULTON FINANCIAL CORP"
filed_at: "2026-01-21T23:59:59+00:00"
generated_at: "2026-05-16T09:24:28.456379+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.72
calibrated_materiality_score: 0.72
confidence: "high"
source: SEC EDGAR
---

# Fulton Financial Q4 EPS $0.53, FY operating EPS $2.16 (+17% YoY); $150M buyback authorized

## Summary
- Q4 net income available to common $96.4M ($0.53 diluted); operating $0.55 diluted.
- Full-year net income $381.4M ($2.08 diluted); operating $2.16 diluted (+17% YoY).
- Net interest margin 3.59%; allowance for credit losses 1.51% of loans; NPA ratio 0.58%.
- Board approved $150M share repurchase program for 2026; Q4 repurchased 1.08M shares at $18.34 avg.

## SEC filing metadata
- accession: 0000700564-26-000002
- form_type: 8-K
- ticker: FULT
- cik: 0000700564
- company_name: FULTON FINANCIAL CORP
- filed_at: 2026-01-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.72
- calibrated_materiality_score: 0.72
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/700564/000070056426000002/0000700564-26-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/700564/000070056426000002/fult-20260121.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000700564-26-000002
- JSON: https://secwatch.observer/filing/0000700564-26-000002.json
- Plain text: https://secwatch.observer/filing/0000700564-26-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.