{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-23-000002","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2023-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.799023+00:00","generated_at":"2026-06-20T09:57:02.538999+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Central Pacific Financial Q4 net income $20.2M ($0.74 EPS); loans up 2.5%, new $25M buyback","bullets":["Net income $20.2M ($0.74 diluted EPS) for Q4 2022, up from $16.7M in Q3; full-year $73.9M ($2.68 EPS).","Total loans $5.56B, up $133.3M (2.5%) in Q4; deposits $6.74B, up $179.8M (2.7%) sequentially.","Net interest margin 3.17% unchanged QoQ; net interest income $56.3M up 1.7%.","Provision for credit losses $0.6M vs release of $7.7M year ago; NPA ratio 0.07%.","Board declared $0.26/sh quarterly dividend and authorized new $25M share repurchase program."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-23-000002","json":"https://secwatch.observer/filing/0000701347-23-000002.json","markdown":"https://secwatch.observer/filing/0000701347-23-000002.md","text":"https://secwatch.observer/filing/0000701347-23-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000002/0000701347-23-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000002/cpf-20230125.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T09:57:02.538999+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"285587a8dc39fbbf3d104eddddf473536cfb338c","claim":"CENTRAL PACIFIC FINANCIAL CORP reported the fourth quarter of 2022 results: net income $20.2 million, EPS $0.74 per diluted share.","evidence_excerpt":"Net income of $20.2 million, or $0.74 per diluted share for the fourth quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000002/0000701347-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$20.2 million"},{"label":"EPS","value":"$0.74 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"957b571ba21f867352c494fb65d6ca0cf2a30a79","claim":"CENTRAL PACIFIC FINANCIAL CORP reported the 2022 year results: net income $73.9 million, EPS $2.68 per diluted share.","evidence_excerpt":"Net income of $73.9 million, or $2.68 per diluted share for the 2022 year.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000002/0000701347-23-000002-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the 2022 year"},{"label":"Net income","value":"$73.9 million"},{"label":"EPS","value":"$2.68 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}