{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-23-000017","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2023-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.956098+00:00","generated_at":"2026-06-16T14:17:13.807847+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Central Pacific Financial Q1 net income $16.2M ($0.60 EPS), down from $20.2M prior quarter; deposits stable","bullets":["Net income $16.2M, diluted EPS $0.60 vs $0.74 prior quarter and $0.70 year-ago; net interest income $54.2M, down 3.7% QoQ.","Total deposits $6.75B, up $10.7M QoQ; 66% FDIC-insured or collateralized; core deposits $5.97B, down 1.7%.","Nonperforming assets $5.3M, 0.07% of assets; net charge-offs $2.3M (0.16% annualized); allowance 1.14% of loans.","Board declared $0.26 quarterly dividend, payable June 15, 2023; share repurchases suspended in March 2023.","Capital ratios: leverage 8.6%, CET1 10.6%, total risk-based 13.6%; total assets $7.52B, up 1.2% QoQ."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-23-000017","json":"https://secwatch.observer/filing/0000701347-23-000017.json","markdown":"https://secwatch.observer/filing/0000701347-23-000017.md","text":"https://secwatch.observer/filing/0000701347-23-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000017/0000701347-23-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000017/cpf-20230426.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T14:17:13.807847+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"827f5427189f1af7a018a05124cbf94df11d6bf0","claim":"CENTRAL PACIFIC FINANCIAL CORP reported the quarter ended March 31, 2023 results: net income $16.2 million, EPS $0.60.","evidence_excerpt":"Net income of $16.2 million, or $0.60 per diluted share for the quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000017/0000701347-23-000017-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Net income","value":"$16.2 million"},{"label":"EPS","value":"$0.60"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}