{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-23-000039","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.766025+00:00","generated_at":"2026-06-09T12:05:02.298948+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Central Pacific Financial Q3 net income $13.1M ($0.49 EPS); NIM 2.88%, down 29 bps YoY","bullets":["Net income of $13.1M ($0.49 diluted EPS) vs $14.5M ($0.53) in Q2 and $16.7M ($0.61) in Q3 2022.","Net interest margin 2.88%, down 8 bps QoQ and 29 bps YoY; net interest income $51.9M (-1.5% QoQ).","Total deposits grew $69M to $6.87B; core deposits up $8.6M; deposit cost 1.08% vs 0.84% prior quarter.","Nonperforming assets to total assets improved to 0.09% from 0.15% QoQ; net charge-offs $3.9M (0.28% annualized).","Board declared $0.26 per share quarterly dividend, payable Dec 15, 2023 to holders of record Nov 30, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-23-000039","json":"https://secwatch.observer/filing/0000701347-23-000039.json","markdown":"https://secwatch.observer/filing/0000701347-23-000039.md","text":"https://secwatch.observer/filing/0000701347-23-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000039/0000701347-23-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000039/cpf-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T12:05:02.298948+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"725b3999a623c038ee293b40c8e4328d159e94f8","claim":"CENTRAL PACIFIC FINANCIAL CORP reported third quarter of 2023 results: net income $13.1 million, EPS $0.49 per diluted share.","evidence_excerpt":"Central Pacific Financial Corp. (the \"Company\") issued a press release regarding its results of operations and financial condition for the quarter ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/701347/000070134723000039/0000701347-23-000039-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter of 2023"},{"label":"Net income","value":"$13.1 million"},{"label":"EPS","value":"$0.49 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}