{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-24-000014","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.712042+00:00","generated_at":"2026-06-03T10:16:30.700026+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Central Pacific Financial Q1 earnings: $12.9M net income, EPS $0.48; deposits fall $228.7M","bullets":["Net income $12.9M, diluted EPS $0.48 vs $0.55 prior quarter and $0.60 year ago.","Net interest margin 2.83% vs 2.84% prior quarter and 3.08% year ago.","Total loans $5.40B (-$37.6M QoQ); total deposits $6.62B (-$228.7M QoQ, incl. $139.1M government time deposit runoff).","Board declared $0.26/share quarterly cash dividend payable June 17, 2024 to holders of record May 31, 2024.","Nonperforming assets $10.1M (0.14% of assets) vs $7.0M prior quarter; net charge-offs $4.5M."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-24-000014","json":"https://secwatch.observer/filing/0000701347-24-000014.json","markdown":"https://secwatch.observer/filing/0000701347-24-000014.md","text":"https://secwatch.observer/filing/0000701347-24-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134724000014/0000701347-24-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134724000014/cpf-20240424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T10:16:30.700026+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"13267471445030c8458dddfa0a69ba4053efa3d4","claim":"CENTRAL PACIFIC FINANCIAL CORP reported for the quarter ended March 31, 2024 results: net income net income of $12.9 million, EPS fully diluted earnings per share (\"EPS\") of $0.48.","evidence_excerpt":"Central Pacific Financial Corp. (NYSE: CPF) (the \"Company\"), parent company of Central Pacific Bank (the \"Bank\" or \"CPB\"), today reported net income of $12.9 million, or fully diluted earnings per share (\"EPS\") of $0.48 for the first quarter of 2024, compared to net income of $14.9 million, or EPS of $0.55 in the previous quarter and net income of $16.2 million, or EPS of $0.60 in the year-ago quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/701347/000070134724000014/0000701347-24-000014-index.htm","confidence":0.97,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the quarter ended March 31, 2024"},{"label":"Net income","value":"net income of $12.9 million"},{"label":"EPS","value":"fully diluted earnings per share (\"EPS\") of $0.48"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}