{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-24-000027","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2024-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.632740+00:00","generated_at":"2026-05-31T14:36:28.459472+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"CPF Q2 net income $15.8M ($0.58 EPS), up 22% QoQ; NIM expands 14bps to 2.97%","bullets":["Net income $15.8M ($0.58 diluted EPS) vs $12.9M ($0.48) prior quarter and $14.5M ($0.53) year ago.","Net interest margin 2.97%, up 14 bps from 2.83% prior quarter; net interest income $51.9M (+3.5% QoQ).","Core deposits $5.91B (+$16.7M QoQ); total deposits $6.58B (-$36.4M QoQ, including government time deposit runoff of $41.6M).","Net charge-offs $3.8M, down from $4.5M prior quarter; allowance for credit losses 1.16% of loans.","Board declared $0.26/share quarterly dividend payable Sept 16; Arnold Martines appointed Chairman replacing A. Catherine Ngo."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-24-000027","json":"https://secwatch.observer/filing/0000701347-24-000027.json","markdown":"https://secwatch.observer/filing/0000701347-24-000027.md","text":"https://secwatch.observer/filing/0000701347-24-000027.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134724000027/0000701347-24-000027-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134724000027/cpf-20240731.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T14:36:28.459472+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}