{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-24-000037","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:10.831544+00:00","generated_at":"2026-05-30T08:41:04.516008+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Central Pacific Financial Q3 net income $13.3M ($0.49 EPS); adjusted EPS $0.58 excludes $3.1M strategic expense","bullets":["GAAP EPS $0.49 vs $0.58 prior quarter; adjusted non-GAAP EPS $0.58.","Net interest margin 3.07%, up 10 bps sequentially; net interest income $53.9M (+3.7% QoQ).","Total loans $5.34B (-$41M QoQ); core deposits $5.97B (+$53.9M QoQ).","Provision for credit losses $2.8M; nonperforming assets $11.6M (0.16% of assets).","Board declared $0.26/share dividend payable Dec 16; CET1 ratio 12.1%, total risk-based 15.3%."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-24-000037","json":"https://secwatch.observer/filing/0000701347-24-000037.json","markdown":"https://secwatch.observer/filing/0000701347-24-000037.md","text":"https://secwatch.observer/filing/0000701347-24-000037.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134724000037/0000701347-24-000037-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134724000037/cpf-20241030.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T08:41:04.516008+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}