{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-25-000005","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2025-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.093002+00:00","generated_at":"2026-05-27T07:33:02.078563+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"CPF reports Q4 GAAP EPS $0.42, adj. $0.70; dividend +3.8% to $0.27; $30M buyback","bullets":["Q4 GAAP net income $11.3M ($0.42/diluted); full year $53.4M ($1.97). Adjusted net income $19.0M ($0.70) and $63.4M ($2.34).","Completed investment portfolio repositioning; $9.9M pre-tax loss, expected to boost annual NII by $2.7M from 2025.","Net interest margin expanded 10 bps to 3.17%; net interest income $55.8M (+3.6% linked quarter).","Board declared $0.27 quarterly dividend (+3.8% vs $0.26) payable Mar 17, 2025; authorized $30M share repurchase program.","Central Pacific Bank became a Federal Reserve System member effective Jan 24, 2025; single federal supervisor for company and bank."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-25-000005","json":"https://secwatch.observer/filing/0000701347-25-000005.json","markdown":"https://secwatch.observer/filing/0000701347-25-000005.md","text":"https://secwatch.observer/filing/0000701347-25-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134725000005/0000701347-25-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134725000005/cpf-20250129.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T07:33:02.078563+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}