CPF Q1 earnings rise to $17.8M ($0.65 EPS); NIM up 14 bps to 3.31%

CENTRAL PACIFIC FINANCIAL CORP

2025-Q1 EPS reported $0.65 revenue$11,096,000

Net income $17.8M ($0.65 EPS), up from $11.3M ($0.42) prior Q and $12.9M ($0.48) year-ago.
Net interest margin 3.31% (+14 bps QoQ, +48 bps YoY); net interest income $57.7M (+3.5% QoQ).
Efficiency ratio improved to 61.16% from 75.65% (adjusted 64.65% excluding repositioning loss).
Provision for credit losses $4.2M (vs $0.8M prior Q); net charge-offs $2.6M or 0.20% annualized.
Declared $0.27 quarterly dividend; repurchased 77,316 shares at $27.09; strong capital ratios (CET1 12.4%).

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.