{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-25-000024","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.176344+00:00","generated_at":"2026-05-18T01:42:32.125142+00:00","sec_items":["2.02","5.03","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Central Pacific Financial Q2 net income $18.3M, EPS $0.67; NIM expands to 3.44%","bullets":["Net income $18.3M ($0.67 EPS) vs $15.8M ($0.58) year ago; ROAA 1.00%, ROAE 13.04%.","Net interest margin 3.44%, +47bps YoY; net interest income $59.8M (+15.2% YoY).","Efficiency ratio improved to 60.36% from 64.26% a year ago.","Quarterly cash dividend $0.27 per share, payable Sept 15 to holders of record Aug 29.","Repurchased 103,077 shares at $25.00; $25.3M remaining in buyback program."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-25-000024","json":"https://secwatch.observer/filing/0000701347-25-000024.json","markdown":"https://secwatch.observer/filing/0000701347-25-000024.md","text":"https://secwatch.observer/filing/0000701347-25-000024.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134725000024/0000701347-25-000024-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134725000024/cpf-20250724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:42:32.125142+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5497fcf92ca023e070f92f85fa649dad95961253","claim":"CENTRAL PACIFIC FINANCIAL CORP: Amended and restated bylaws enhancing shareholder nomination procedures, meeting conduct, voting standards, and making non-substantive changes (effective 2025-07-24).","evidence_excerpt":"On July 24, 2025, the Company’s board of directors (the \"Board\") approved and adopted the Company’s amended and restated bylaws (the \"Amended and Restated Bylaws\"), which became immediately effective.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/701347/000070134725000024/0000701347-25-000024-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"bylaw amendment"},{"label":"Effective","value":"2025-07-24"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}