secwatch.observer — SEC 8-K summary
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Issuer:     CENTRAL PACIFIC FINANCIAL CORP (CPF)
CIK:        0000701347
Form:       8-K
Filed at:   2025-07-25T23:59:59+00:00
Accession:  0000701347-25-000024
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 5.03, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Central Pacific Financial Q2 net income $18.3M, EPS $0.67; NIM expands to 3.44%
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- Net income $18.3M ($0.67 EPS) vs $15.8M ($0.58) year ago; ROAA 1.00%, ROAE 13.04%.
- Net interest margin 3.44%, +47bps YoY; net interest income $59.8M (+15.2% YoY).
- Efficiency ratio improved to 60.36% from 64.26% a year ago.
- Quarterly cash dividend $0.27 per share, payable Sept 15 to holders of record Aug 29.
- Repurchased 103,077 shares at $25.00; $25.3M remaining in buyback program.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/701347/000070134725000024/0000701347-25-000024-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/701347/000070134725000024/cpf-20250724.htm
  HTML page:      https://secwatch.observer/filing/0000701347-25-000024

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer