{"schema_version":"secwatch.filing_event.v1","accession":"0000701347-26-000003","form_type":"8-K","ticker":"CPF","cik":"0000701347","company_name":"CENTRAL PACIFIC FINANCIAL CORP","filed_at":"2026-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.493422+00:00","generated_at":"2026-05-16T07:12:17.987656+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Central Pacific Q4 net income $22.9M ($0.85 EPS); NIM 3.56%; dividend raised 3.6% to $0.29","bullets":["Net income $22.9M ($0.85 EPS) vs $11.3M ($0.42) a year ago; full year $77.5M ($2.86 EPS) vs $53.4M ($1.97).","NIM expanded to 3.56% (+7 bps QoQ, +39 bps YoY); efficiency ratio improved to 59.88% from 75.65% a year ago.","Board increased quarterly dividend 3.6% to $0.29/share (payable March 16, record Feb 27); authorized $55M share repurchase program.","Repurchased 529,613 shares for $16.3M in Q4; total shareholder returns of $52.7M in 2025.","Redeemed $55M subordinated notes due 2030; total assets $7.41B, NPAs 0.19% of assets."],"urls":{"canonical":"https://secwatch.observer/filing/0000701347-26-000003","json":"https://secwatch.observer/filing/0000701347-26-000003.json","markdown":"https://secwatch.observer/filing/0000701347-26-000003.md","text":"https://secwatch.observer/filing/0000701347-26-000003.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/701347/000070134726000003/0000701347-26-000003-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/701347/000070134726000003/cpf-20260128.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T07:12:17.987656+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}