{"schema_version":"secwatch.filing_event.v1","accession":"0000705432-21-000169","form_type":"8-K","ticker":"SBSI","cik":"0000705432","company_name":"SOUTHSIDE BANCSHARES INC","filed_at":"2021-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.307359+00:00","generated_at":"2026-06-28T18:12:21.161390+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Southside Bancshares Q3 net income $29.3M, EPS $0.90; NIM expands to 3.16%","bullets":["Net income $29.3M ($0.90 diluted EPS) vs $27.1M ($0.82) in Q3 2020, +8.2% YoY.","Net interest margin (TE) increased to 3.16% from 3.02% YoY; annualized ROAA of 1.61%.","Annualized linked-quarter loan growth ex-PPP 7.9%; deposit growth 13.5%; NPA ratio 0.17%.","Redeemed $100M 5.50% subordinated notes due 2026, incurring $1.1M loss in Q3.","Completed share repurchase plan with 420,204 shares bought in Q3 at avg $36.74."],"urls":{"canonical":"https://secwatch.observer/filing/0000705432-21-000169","json":"https://secwatch.observer/filing/0000705432-21-000169.json","markdown":"https://secwatch.observer/filing/0000705432-21-000169.md","text":"https://secwatch.observer/filing/0000705432-21-000169.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/705432/000070543221000169/0000705432-21-000169-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/705432/000070543221000169/sbsi-20211026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T18:12:21.161390+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}