---
schema_version: "secwatch.filing_event.v1"
accession: "0000705432-22-000006"
form_type: "8-K"
ticker: "SBSI"
cik: "0000705432"
company_name: "SOUTHSIDE BANCSHARES INC"
filed_at: "2022-01-28T23:59:59+00:00"
generated_at: "2026-06-27T14:26:34.937216+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Southside Bancshares reports record annual net income of $113.4M, up 38% YoY

## Summary
- Q4 net income $28.7M ($0.88 diluted EPS), vs $29.6M ($0.89) a year ago.
- Annual net income $113.4M, record high; diluted EPS $3.47 vs $2.47 in 2020.
- Net interest margin (TE) improved to 3.23% for Q4, up 7 bps linked quarter.
- Nonperforming assets fell to 0.16% of total assets; loan loss allowance at 0.97% of loans.
- Quarterly dividend $0.33 + special $0.06 declared, paid Dec 2021.

## SEC filing metadata
- accession: 0000705432-22-000006
- form_type: 8-K
- ticker: SBSI
- cik: 0000705432
- company_name: SOUTHSIDE BANCSHARES INC
- filed_at: 2022-01-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/705432/000070543222000006/0000705432-22-000006-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/705432/000070543222000006/sbsi-20220128.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000705432-22-000006
- JSON: https://secwatch.observer/filing/0000705432-22-000006.json
- Plain text: https://secwatch.observer/filing/0000705432-22-000006.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.