---
schema_version: "secwatch.filing_event.v1"
accession: "0000705432-22-000124"
form_type: "8-K"
ticker: "SBSI"
cik: "0000705432"
company_name: "SOUTHSIDE BANCSHARES INC"
filed_at: "2022-07-25T23:59:59+00:00"
generated_at: "2026-06-24T09:20:48.658923+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Southside Q2 net income $25.4M ($0.79/diluted), up 21.5% YoY; loans up 4.6% QoQ

## Summary
- Net income $25.4M, diluted EPS $0.79 vs $0.65 YoY; annualized ROAA 1.42%, ROATCE 18.62%.
- Net interest margin (FTE) increased to 3.30% from 3.06% YoY and 3.22% prior quarter.
- Linked quarter loans ex-PPP grew $173M or 4.6%; total loans $3.96B at quarter end.
- Nonperforming assets $11.8M or 0.16% of total assets; allowance for loan losses 0.89%.
- Repurchased 223,901 shares in Q2 at avg $39.49; post-Q2 bought 8,613 shares at $35.93.

## SEC filing metadata
- accession: 0000705432-22-000124
- form_type: 8-K
- ticker: SBSI
- cik: 0000705432
- company_name: SOUTHSIDE BANCSHARES INC
- filed_at: 2022-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/705432/000070543222000124/0000705432-22-000124-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/705432/000070543222000124/sbsi-20220725.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000705432-22-000124
- JSON: https://secwatch.observer/filing/0000705432-22-000124.json
- Plain text: https://secwatch.observer/filing/0000705432-22-000124.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.