{"schema_version":"secwatch.filing_event.v1","accession":"0000705432-22-000157","form_type":"8-K","ticker":"SBSI","cik":"0000705432","company_name":"SOUTHSIDE BANCSHARES INC","filed_at":"2022-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.299806+00:00","generated_at":"2026-06-23T01:27:44.587629+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Southside Bancshares Q3 net income falls 8% to $27M; EPS $0.84 vs $0.90 YoY","bullets":["Net income $27.0M ($0.84 diluted EPS) vs $29.3M ($0.90) in Q3 2021; net interest income up 15.2% to $55.5M.","Net interest margin (FTE) rose to 3.36% from 3.16% YoY; linked quarter loans ex-PPP grew 2.6%.","Nonperforming assets low at 0.16% of total assets; provision for credit losses was $1.5M vs reversal of $5.1M in Q3 2021.","Dividend declared $0.34 per share unchanged; stock repurchase plan has 685k shares remaining.","Annualized ROA 1.43% vs 1.61% YoY; ROE 14.23% vs 12.89%."],"urls":{"canonical":"https://secwatch.observer/filing/0000705432-22-000157","json":"https://secwatch.observer/filing/0000705432-22-000157.json","markdown":"https://secwatch.observer/filing/0000705432-22-000157.md","text":"https://secwatch.observer/filing/0000705432-22-000157.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/705432/000070543222000157/0000705432-22-000157-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/705432/000070543222000157/sbsi-20221025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:27:44.587629+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}