{"schema_version":"secwatch.filing_event.v1","accession":"0000705432-25-000141","form_type":"8-K","ticker":"SBSI","cik":"0000705432","company_name":"SOUTHSIDE BANCSHARES INC","filed_at":"2025-07-25T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.181890+00:00","generated_at":"2026-05-18T01:40:32.742623+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Southside Bancshares Q2 net income $21.8M ($0.72 EPS) down 11% YoY; NIM expands to 2.82%","bullets":["Net income $21.8M, down 11.6% from $24.7M; diluted EPS $0.72 vs $0.81 YoY.","Tax-equivalent NIM increased 9 bps QoQ to 2.95%; net interest income $54.3M, up 1.2% YoY.","Nonperforming assets rose to $32.9M (0.39% of assets) from $6.9M (0.08%) YoY, primarily due to $27.4M restructured loan.","Deposits up $41.1M QoQ to $6.63B; loans up $34.7M QoQ; management expects 3-4% loan growth for full-year 2025.","Repurchased 424,435 shares at avg $28.13 in Q2; Q2 dividend $0.36 per share paid June 5."],"urls":{"canonical":"https://secwatch.observer/filing/0000705432-25-000141","json":"https://secwatch.observer/filing/0000705432-25-000141.json","markdown":"https://secwatch.observer/filing/0000705432-25-000141.md","text":"https://secwatch.observer/filing/0000705432-25-000141.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/705432/000070543225000141/0000705432-25-000141-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/705432/000070543225000141/sbsi-20250725.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T01:40:32.742623+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}