{"schema_version":"secwatch.filing_event.v1","accession":"0000705432-26-000076","form_type":"8-K","ticker":"SBSI","cik":"0000705432","company_name":"SOUTHSIDE BANCSHARES INC","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.655406+00:00","generated_at":"2026-05-15T01:18:59.412896+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Southside Bancshares Q1 net income $23.3M, EPS $0.78, loan growth 2.7% linked quarter","bullets":["Net income $23.3M vs $21.5M YoY (+8.1%); diluted EPS $0.78 vs $0.71 YoY (+9.9%).","Net interest margin 3.01%, up 3 bps linked quarter; net interest income $57.7M (+$0.4M linked).","Loans grew 2.7% linked quarter to $4.95B; nonperforming assets declined to 0.11% of assets.","Redeemed $93M subordinated notes (7.51% rate) in February; expects further funding cost savings.","Declared $0.36 per share cash dividend (paid March 5, 2026)."],"urls":{"canonical":"https://secwatch.observer/filing/0000705432-26-000076","json":"https://secwatch.observer/filing/0000705432-26-000076.json","markdown":"https://secwatch.observer/filing/0000705432-26-000076.md","text":"https://secwatch.observer/filing/0000705432-26-000076.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/705432/000070543226000076/0000705432-26-000076-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/705432/000070543226000076/sbsi-20260430.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:18:59.412896+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bbb21d5e9b0594fbd08932a31a50ce7d41bf75a9","claim":"SOUTHSIDE BANCSHARES INC reported first quarter ended March 31, 2026 results: net income $23.3 million, EPS $0.78.","evidence_excerpt":"Net income was $23.3 million for the three months ended March 31, 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/705432/000070543226000076/0000705432-26-000076-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Net income","value":"$23.3 million"},{"label":"EPS","value":"$0.78"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}