---
schema_version: "secwatch.filing_event.v1"
accession: "0000705432-26-000076"
form_type: "8-K"
ticker: "SBSI"
cik: "0000705432"
company_name: "SOUTHSIDE BANCSHARES INC"
filed_at: "2026-04-30T23:59:59+00:00"
generated_at: "2026-05-15T01:18:59.412896+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Southside Bancshares Q1 net income $23.3M, EPS $0.78, loan growth 2.7% linked quarter

## Summary
- Net income $23.3M vs $21.5M YoY (+8.1%); diluted EPS $0.78 vs $0.71 YoY (+9.9%).
- Net interest margin 3.01%, up 3 bps linked quarter; net interest income $57.7M (+$0.4M linked).
- Loans grew 2.7% linked quarter to $4.95B; nonperforming assets declined to 0.11% of assets.
- Redeemed $93M subordinated notes (7.51% rate) in February; expects further funding cost savings.
- Declared $0.36 per share cash dividend (paid March 5, 2026).

## SEC filing metadata
- accession: 0000705432-26-000076
- form_type: 8-K
- ticker: SBSI
- cik: 0000705432
- company_name: SOUTHSIDE BANCSHARES INC
- filed_at: 2026-04-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/705432/000070543226000076/0000705432-26-000076-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/705432/000070543226000076/sbsi-20260430.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000705432-26-000076
- JSON: https://secwatch.observer/filing/0000705432-26-000076.json
- Plain text: https://secwatch.observer/filing/0000705432-26-000076.txt

## Key facts
- Earnings Releases
  SOUTHSIDE BANCSHARES INC reported first quarter ended March 31, 2026 results: net income $23.3 million, EPS $0.78.
  - Period: first quarter ended March 31, 2026
  - Net income: $23.3 million
  - EPS: $0.78
  - Result: reported results
  source text: Net income was $23.3 million for the three months ended March 31, 2026
  evidence_url: https://www.sec.gov/Archives/edgar/data/705432/000070543226000076/0000705432-26-000076-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.