---
schema_version: "secwatch.filing_event.v1"
accession: "0000705432-26-000103"
form_type: "8-K"
ticker: "SBSI"
cik: "0000705432"
company_name: "SOUTHSIDE BANCSHARES INC"
filed_at: "2026-07-23T21:51:02+00:00"
generated_at: "2026-07-24T10:06:02.113347+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Southside Bancshares Q2 net income $26.8M, EPS $0.90, up 25% YoY

## Summary
- Net income $26.8M, EPS $0.90 vs $21.8M, $0.72 in Q2 2025; ROAA 1.23%, ROAE 12.33%.
- Net interest income $57.3M, up 5.7% YoY; tax-equivalent NIM 2.90% vs 2.95% YoY.
- Loans $4.95B, up 7.6% YoY but only $3.4M linked quarter; deposits $6.17B, down 7.0% YoY.
- Nonperforming assets 0.11% of total assets; allowance for loan losses 0.92% of loans.
- No share repurchases in Q2; quarterly dividend $0.36 per share paid June 1, 2026.

## SEC filing metadata
- accession: 0000705432-26-000103
- form_type: 8-K
- ticker: SBSI
- cik: 0000705432
- company_name: SOUTHSIDE BANCSHARES INC
- filed_at: 2026-07-23T21:51:02+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/705432/000070543226000103/0000705432-26-000103-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/705432/000070543226000103/sbsi-20260724.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000705432-26-000103
- JSON: https://secwatch.observer/filing/0000705432-26-000103.json
- Plain text: https://secwatch.observer/filing/0000705432-26-000103.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.