{"schema_version":"secwatch.filing_event.v1","accession":"0000706129-23-000101","form_type":"8-K","ticker":"HBNC","cik":"0000706129","company_name":"HORIZON BANCORP INC /IN/","filed_at":"2023-07-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.447657+00:00","generated_at":"2026-06-13T02:31:44.041655+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Horizon Bancorp Q2 net income rises to $18.8M ($0.43 EPS); deposits hold at $5.71B","bullets":["Net income of $18.8M, $0.43 diluted EPS, up from $0.42 in Q1 2023; down from $0.57 YoY.","Net interest margin improved to 2.69% from 2.67% linked quarter; NII of $46.2M included $1.5M swap termination fee.","Total loans $4.27B (+2.2% annualized QoQ); deposits stable at $5.71B despite shift to time deposits.","Tangible book value per share grew to $12.34 (+$0.17 in Q2); regulatory capital ratios exceed well-capitalized minimums.","Non-interest income rose to $11.0M on higher interchange and securities gains; expense ratio 1.86% of avg assets."],"urls":{"canonical":"https://secwatch.observer/filing/0000706129-23-000101","json":"https://secwatch.observer/filing/0000706129-23-000101.json","markdown":"https://secwatch.observer/filing/0000706129-23-000101.md","text":"https://secwatch.observer/filing/0000706129-23-000101.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706129/000070612923000101/0000706129-23-000101-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706129/000070612923000101/hbnc-20230726.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T02:31:44.041655+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e73699faef0b5e643b8ea7e7beedade1a3c9877e","claim":"HORIZON BANCORP INC /IN/ reported second quarter 2023 results: net income $18.8 million, EPS $0.43 per diluted share.","evidence_excerpt":"Net income for the second quarter of 2023 was $18.8 million, or $0.43 diluted earnings per share, compared to $18.2 million, or $0.42, for the linked quarter and $24.9 million, or $0.57, for the prior year period.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706129/000070612923000101/0000706129-23-000101-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Net income","value":"$18.8 million"},{"label":"EPS","value":"$0.43 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}