{"schema_version":"secwatch.filing_event.v1","accession":"0000706129-23-000109","form_type":"8-K","ticker":"HBNC","cik":"0000706129","company_name":"HORIZON BANCORP INC /IN/","filed_at":"2023-10-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.774380+00:00","generated_at":"2026-06-09T12:08:31.227080+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Horizon Bancorp Q3 2023 net income $16.2M ($0.37 EPS); NIM compresses to 2.41%","bullets":["Diluted EPS of $0.37 vs $0.43 in Q2 2023; net interest income fell $4.1M to $42.1M.","Net interest margin declined to 2.41% from 2.69% linked quarter; adjusted NIM 2.38%.","Loans grew 8.2% annualized to $4.36B; commercial loans up 13.1% annualized.","Deposits stable at $5.7B; non-interest income rose to $11.8M on higher mortgage revenue.","Tangible book value per share fell $0.34 to $12.00 due to $25.5M hit to AOCI."],"urls":{"canonical":"https://secwatch.observer/filing/0000706129-23-000109","json":"https://secwatch.observer/filing/0000706129-23-000109.json","markdown":"https://secwatch.observer/filing/0000706129-23-000109.md","text":"https://secwatch.observer/filing/0000706129-23-000109.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706129/000070612923000109/0000706129-23-000109-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706129/000070612923000109/hbnc-20231025.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T12:08:31.227080+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4c87cfb538f69c7f014167721fa3f1472d706b80","claim":"HORIZON BANCORP INC /IN/ reported the three and nine months ended September 30, 2023 results: net income $16.2 million, EPS $0.37 per diluted share.","evidence_excerpt":"announced its unaudited financial results for the three and nine months ended September 30, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706129/000070612923000109/0000706129-23-000109-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and nine months ended September 30, 2023"},{"label":"Net income","value":"$16.2 million"},{"label":"EPS","value":"$0.37 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}