{"schema_version":"secwatch.filing_event.v1","accession":"0000706129-24-000046","form_type":"8-K","ticker":"HBNC","cik":"0000706129","company_name":"HORIZON BANCORP INC /IN/","filed_at":"2024-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.721466+00:00","generated_at":"2026-06-03T10:17:40.633409+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Horizon Bancorp reports Q1 EPS $0.32, net interest margin expands to 2.50%","bullets":["Net income of $14.0M ($0.32 diluted EPS) vs net loss of $25.2M in Q4 2023.","Net interest margin improved to 2.50% from 2.43% linked quarter; net interest income $43.3M.","Total loans grew 18.2% annualized to $4.62B; commercial loans up 11.2% annualized.","Deposits down 1.5% to $5.58B; credit metrics solid with net charge-offs 0.01%.","Non-interest expense fell $2.2M QoQ to $37.1M; tangible book value $12.65 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000706129-24-000046","json":"https://secwatch.observer/filing/0000706129-24-000046.json","markdown":"https://secwatch.observer/filing/0000706129-24-000046.md","text":"https://secwatch.observer/filing/0000706129-24-000046.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706129/000070612924000046/0000706129-24-000046-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706129/000070612924000046/hbnc-20240424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T10:17:40.633409+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"00d52c08ba5b06138c6968481aed303778f69d80","claim":"HORIZON BANCORP INC /IN/ reported the three months ended March 31, 2024 results: net income $14.0 million, EPS $0.32 per diluted share.","evidence_excerpt":"Horizon Bancorp, Inc. (“Horizon” or the “Company”), the parent company of Horizon Bank (the “Bank”), announced its unaudited financial results for the three months ended March 31, 2024. Net income for the first quarter of 2024 was $14.0 million, or $0.32 per diluted share compared to a net loss of $25.2 million, or $0.58, in the linked fourth quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706129/000070612924000046/0000706129-24-000046-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"Net income","value":"$14.0 million"},{"label":"EPS","value":"$0.32 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}