{"schema_version":"secwatch.filing_event.v1","accession":"0000706129-24-000087","form_type":"8-K","ticker":"HBNC","cik":"0000706129","company_name":"HORIZON BANCORP INC /IN/","filed_at":"2024-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.643083+00:00","generated_at":"2026-05-31T17:37:38.787738+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Horizon Bancorp Q2 2024 EPS $0.32; NIM expands to 2.64%","bullets":["Net income $14.1M ($0.32 diluted EPS) vs $18.8M ($0.43) a year ago.","Net interest income $45.3M, third consecutive rise; NIM FTE 2.64% vs 2.50% linked Q1.","Loans HFI up 4.4% to $4.8B; commercial loan growth $154.8M; deposits +0.9% to $5.6B.","Non-accrual loans fell $0.8M to $18.3M; net charge-offs annualized 0.05%.","Corrected prior capital classification: sub notes reclassified from Tier 1 to Tier 2; still well-capitalized."],"urls":{"canonical":"https://secwatch.observer/filing/0000706129-24-000087","json":"https://secwatch.observer/filing/0000706129-24-000087.json","markdown":"https://secwatch.observer/filing/0000706129-24-000087.md","text":"https://secwatch.observer/filing/0000706129-24-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706129/000070612924000087/0000706129-24-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706129/000070612924000087/hbnc-20240724.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T17:37:38.787738+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}