{"schema_version":"secwatch.filing_event.v1","accession":"0000706129-26-000039","form_type":"8-K","ticker":"HBNC","cik":"0000706129","company_name":"HORIZON BANCORP INC /IN/","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.656280+00:00","generated_at":"2026-05-15T04:58:12.753018+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Horizon Bancorp Q1 net income $26.2M, EPS $0.51; NIM stable at 4.29%, deposits up 11% annualized","bullets":["Net income $26.2M ($0.51 diluted EPS) compared to $26.9M ($0.53) in Q4 2025.","Return on avg assets 1.62%, return on avg tangible common equity 19.02%.","Total deposits grew $146.9M (11.3% annualized); non-interest-bearing deposits up 22.8% annualized.","Commercial loans up $34.2M (4.0% annualized); credit quality strong with NCOs at 0.05% annualized.","Tangible book value $10.52 per share; dividend maintained at $0.16 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000706129-26-000039","json":"https://secwatch.observer/filing/0000706129-26-000039.json","markdown":"https://secwatch.observer/filing/0000706129-26-000039.md","text":"https://secwatch.observer/filing/0000706129-26-000039.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706129/000070612926000039/0000706129-26-000039-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706129/000070612926000039/hbnc-20260422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:58:12.753018+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7eebe9ec19550e813caffd1d1d07a0bfd5267c0a","claim":"HORIZON BANCORP INC /IN/ reported three months ended March 31, 2026 results: net income $26.2 million, EPS $0.51 per diluted share.","evidence_excerpt":"aimed at delivering a durable profitability profile, disciplined organic growth and peer leading capital generation\". Net income for the three months ended March 31, 2026 was $26.2 million, or $0.51 per diluted share, compared to net income of $26.9 million, or $0.53, for the fourth quarter of 2025 and net income of $23.9 million, or $0.54 per diluted share, for","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706129/000070612926000039/0000706129-26-000039-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2026"},{"label":"Net income","value":"$26.2 million"},{"label":"EPS","value":"$0.51 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}