{"schema_version":"secwatch.filing_event.v1","accession":"0000706129-26-000054","form_type":"8-K","ticker":"HBNC","cik":"0000706129","company_name":"HORIZON BANCORP INC /IN/","filed_at":"2026-06-30T20:25:20+00:00","discovered_at":"2026-06-30T20:26:21.514175+00:00","generated_at":"2026-06-30T20:26:27.997742+00:00","sec_items":["8.01"],"event_type":"litigation","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Horizon Bancorp subsidiary faces $3M jury verdict in auto repossession lawsuit; plans appeal","bullets":["Jury awarded ~$3.0M total damages, including $2.5M punitive, against Horizon Bank in a 2018 vehicle repossession and credit reporting case.","Company will add ~$3.0M pre-tax expense to reserve in Q2 2026 and intends to appeal the verdict.","Horizon discontinued indirect auto finance originations in 2023 and exited most remaining exposure in 2024; no broader exposure expected.","Company does not view this as a disruption to its core community bank model; Q2 earnings call scheduled for July."],"urls":{"canonical":"https://secwatch.observer/filing/0000706129-26-000054","json":"https://secwatch.observer/filing/0000706129-26-000054.json","markdown":"https://secwatch.observer/filing/0000706129-26-000054.md","text":"https://secwatch.observer/filing/0000706129-26-000054.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706129/000070612926000054/0000706129-26-000054-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706129/000070612926000054/hbnc-20260624.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-30T20:26:27.997742+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}