{"schema_version":"secwatch.filing_event.v1","accession":"0000706863-22-000049","form_type":"8-K","ticker":"UNB","cik":"0000706863","company_name":"UNION BANKSHARES INC","filed_at":"2022-07-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.953396+00:00","generated_at":"2026-06-24T11:46:10.380201+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Union Bankshares Q2 net income $2.9M ($0.65/sh) down 2% YoY; dividend held at $0.35","bullets":["Q2 2022 net income $2.9M ($0.65 EPS) vs $3.0M ($0.67 EPS) in Q2 2021.","Net interest income rose 8.4% to $9.7M; no provision for loan losses vs $75K last year.","Noninterest income fell $974K, primarily due to $865K drop in residential loan sale gains.","Six-month EPS $1.20 vs $1.31; total assets $1.2B (+11.8%); book value per share $13.34 vs $18.37.","Unrealized losses on AFS securities $35.9M due to rising rates; $0.35 quarterly dividend declared."],"urls":{"canonical":"https://secwatch.observer/filing/0000706863-22-000049","json":"https://secwatch.observer/filing/0000706863-22-000049.json","markdown":"https://secwatch.observer/filing/0000706863-22-000049.md","text":"https://secwatch.observer/filing/0000706863-22-000049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706863/000070686322000049/0000706863-22-000049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706863/000070686322000049/unb-20220720.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T11:46:10.380201+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}