{"schema_version":"secwatch.filing_event.v1","accession":"0000706863-23-000025","form_type":"8-K","ticker":"UNB","cik":"0000706863","company_name":"UNION BANKSHARES INC","filed_at":"2023-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:41.970632+00:00","generated_at":"2026-06-15T23:31:21.443460+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Union Bankshares Q1 net income up 20% to $2.98M; EPS $0.66 vs $0.55","bullets":["Net income $2.98M, EPS $0.66, vs $2.48M, $0.55 YoY; net interest income $9.975M (+11.3%).","Total assets $1.36B (+10.4%); loans $976.6M (+17.5%); deposits $1.23B incl $108M brokered.","Quarterly dividend $0.36/share declared, payable May 4, 2023 to holders of record Apr 29.","Only 28.5% of deposits uninsured vs 90%+ at failed SVB/Signature; FHLB advances $45.1M.","Management cites unrealized bond losses but ample liquidity; no need for Fed emergency programs."],"urls":{"canonical":"https://secwatch.observer/filing/0000706863-23-000025","json":"https://secwatch.observer/filing/0000706863-23-000025.json","markdown":"https://secwatch.observer/filing/0000706863-23-000025.md","text":"https://secwatch.observer/filing/0000706863-23-000025.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000025/0000706863-23-000025-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000025/unb-20230504.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T23:31:21.443460+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1862d99440882e16edfaa49bdc3a56536523b31a","claim":"UNION BANKSHARES INC reported the first quarter of 2023 results: net income $2.98 million, EPS $0.66 per share.","evidence_excerpt":"Consolidated net income for the first quarter was $2.98 million, or $0.66 per share compared to $2.48 million, or $0.55 per share, for the same period in 2022, an increase of $495 thousand, or 20.0%.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000025/0000706863-23-000025-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2023"},{"label":"Net income","value":"$2.98 million"},{"label":"EPS","value":"$0.66 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}