{"schema_version":"secwatch.filing_event.v1","accession":"0000706863-23-000061","form_type":"8-K","ticker":"UNB","cik":"0000706863","company_name":"UNION BANKSHARES INC","filed_at":"2023-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.775607+00:00","generated_at":"2026-06-09T22:09:54.298388+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Union Bankshares Q3 net income falls 32.6% to $2.5M; declares $0.36 dividend","bullets":["Q3 net income $2.5M ($0.56/diluted share), vs $3.8M ($0.84) in Q3 2022; down 32.6%.","Nine-month net income $8.2M ($1.82/diluted), vs $9.2M ($2.04) in 2022; down 10.5%.","Net interest income $9.1M in Q3 2023, down 12.4% from $10.4M in Q3 2022 due to funding cost pressure.","Total deposits $1.22B, including $153M brokered deposits; FHLB advances $90.7M.","Quarterly cash dividend of $0.36 per share declared, payable Nov 2 to record Oct 28."],"urls":{"canonical":"https://secwatch.observer/filing/0000706863-23-000061","json":"https://secwatch.observer/filing/0000706863-23-000061.json","markdown":"https://secwatch.observer/filing/0000706863-23-000061.md","text":"https://secwatch.observer/filing/0000706863-23-000061.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000061/0000706863-23-000061-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000061/unb-20231018.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T22:09:54.298388+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"905c160bb6318cb8e841e5e92299de16fe2e170a","claim":"UNION BANKSHARES INC reported the three months ended September 30, 2023 results: net income $2.5 million, EPS $0.56 per share.","evidence_excerpt":"Consolidated net income for the three months ended September 30, 2023 was $2.5 million, or $0.56 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000061/0000706863-23-000061-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended September 30, 2023"},{"label":"Net income","value":"$2.5 million"},{"label":"EPS","value":"$0.56 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d90dedd6662a170c8dfa0b05bab5953c355528bb","claim":"UNION BANKSHARES INC reported the nine months ended September 30, 2023 results: net income $8.2 million, EPS $1.82 per share.","evidence_excerpt":"$8.2 million, or $1.82 per share, for the nine months ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000061/0000706863-23-000061-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine months ended September 30, 2023"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$1.82 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}