{"schema_version":"secwatch.filing_event.v1","accession":"0000706863-23-000063","form_type":"8-K","ticker":"UNB","cik":"0000706863","company_name":"UNION BANKSHARES INC","filed_at":"2023-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:31.775813+00:00","generated_at":"2026-06-09T01:18:34.836757+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Union Bankshares Q3 net income falls 33% to $2.5M; EPS $0.56 vs $0.84","bullets":["Net income $2.5M ($0.56 EPS) vs $3.8M ($0.84) Q3 2022; 9 months $8.2M ($1.82) vs $9.2M ($2.04).","Net interest income fell to $9.1M from $10.4M YoY; higher funding costs from rate increases and deposit outflows.","Total assets rose 7.3% to $1.4B; loans up to $1.0B; deposits $1.22B including $153M brokered deposits.","Board declared $0.36 per share quarterly dividend, payable Nov 2 to holders of record Oct 28.","Company opened full-service branch in North Conway, NH; July flood damage to two branches not material."],"urls":{"canonical":"https://secwatch.observer/filing/0000706863-23-000063","json":"https://secwatch.observer/filing/0000706863-23-000063.json","markdown":"https://secwatch.observer/filing/0000706863-23-000063.md","text":"https://secwatch.observer/filing/0000706863-23-000063.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000063/0000706863-23-000063-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000063/unb-20231102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T01:18:34.836757+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cf5dffbbbb154ad481fa314f1daedbe1e4547616","claim":"UNION BANKSHARES INC reported the three and nine months ended September 30, 2023 results: net income $2.5 million, EPS $0.56 per share.","evidence_excerpt":"Consolidated net income for the three months ended September 30, 2023, was $2.5 million, or $0.56 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706863/000070686323000063/0000706863-23-000063-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and nine months ended September 30, 2023"},{"label":"Net income","value":"$2.5 million"},{"label":"EPS","value":"$0.56 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}