{"schema_version":"secwatch.filing_event.v1","accession":"0000706863-24-000002","form_type":"8-K","ticker":"UNB","cik":"0000706863","company_name":"UNION BANKSHARES INC","filed_at":"2024-01-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:26.708190+00:00","generated_at":"2026-06-06T22:49:12.825710+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Union Bankshares Q4 net income $3.0M ($0.68/share) vs $3.4M ($0.77) YoY; dividend $0.36","bullets":["Full-year 2023 net income $11.3M ($2.50/share) vs $12.6M ($2.81) in 2022.","Total assets $1.5B, up 9.9% from $1.3B; loans $1.0B, deposits $1.31B.","Net interest income fell 12.1% to $9.1M in Q4 as interest expense surged 325.9% for the year.","Dividend of $0.36/share declared, payable Feb 1, 2024 to holders of record Jan 27, 2024.","Board reauthorized quarterly stock repurchase of up to 2,500 shares through Dec 31, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0000706863-24-000002","json":"https://secwatch.observer/filing/0000706863-24-000002.json","markdown":"https://secwatch.observer/filing/0000706863-24-000002.md","text":"https://secwatch.observer/filing/0000706863-24-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/706863/000070686324000002/0000706863-24-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/706863/000070686324000002/unb-20231220.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T22:49:12.825710+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bac4334e6f92335621b77369d045e57a885e9960","claim":"UNION BANKSHARES INC reported the year ended December 31, 2023 results: net income $11.3 million, EPS $2.50 per share.","evidence_excerpt":"$11.3 million, or $2.50 per share, for the year ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706863/000070686324000002/0000706863-24-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2023"},{"label":"Net income","value":"$11.3 million"},{"label":"EPS","value":"$2.50 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"dc00485c5f3458ece9b4ed2e35b549f1ac465d1b","claim":"UNION BANKSHARES INC reported the three months and year ended December 31, 2023 results: net income $3.0 million, EPS $0.68 per share.","evidence_excerpt":"Consolidated net income for the three months ended December 31, 2023 was $3.0 million, or $0.68 per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/706863/000070686324000002/0000706863-24-000002-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months and year ended December 31, 2023"},{"label":"Net income","value":"$3.0 million"},{"label":"EPS","value":"$0.68 per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}