---
schema_version: "secwatch.filing_event.v1"
accession: "0000706863-25-000057"
form_type: "8-K"
ticker: "UNB"
cik: "0000706863"
company_name: "UNION BANKSHARES INC"
filed_at: "2025-05-01T23:59:59+00:00"
generated_at: "2026-05-23T01:25:02.580733+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Union Bankshares Q1 net income $2.5M, EPS $0.55 vs $0.53 YoY; loans up 12.3%

## Summary
- Net income $2.5M ($0.55 EPS) vs $2.4M ($0.53) YoY; net interest income rose $1.3M to $10.3M.
- Total assets $1.52B (+$107M YoY); loans $1.16B (+$128M or 12.3%).
- Quarterly cash dividend $0.36/share declared Apr 16, payable May 1, 2025 to record holders Apr 26.
- Credit loss expense $235K (vs benefit of $230K in prior year) to support loan growth, not credit deterioration.
- Annual meeting scheduled May 21, 2025 at Vermont State University Johnson Campus at 3:00pm.

## SEC filing metadata
- accession: 0000706863-25-000057
- form_type: 8-K
- ticker: UNB
- cik: 0000706863
- company_name: UNION BANKSHARES INC
- filed_at: 2025-05-01T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/706863/000070686325000057/0000706863-25-000057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/706863/000070686325000057/unb-20250501.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000706863-25-000057
- JSON: https://secwatch.observer/filing/0000706863-25-000057.json
- Plain text: https://secwatch.observer/filing/0000706863-25-000057.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.