---
schema_version: "secwatch.filing_event.v1"
accession: "0000706863-25-000088"
form_type: "8-K"
ticker: "UNB"
cik: "0000706863"
company_name: "UNION BANKSHARES INC"
filed_at: "2025-07-16T23:59:59+00:00"
generated_at: "2026-05-18T06:22:40.171127+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Union Bankshares Q2 net income $2.4M ($0.53/sh), up 18.6% YoY; declares $0.36 dividend

## Summary
- Net income $2.4M ($0.53/sh) for Q2 2025 vs $2.0M ($0.45/sh) in Q2 2024, an 18.6% increase.
- Total loans grew 9.8% YoY to $1.11B, driving asset growth to $1.48B (+5.9%).
- Asset quality strong with net recoveries; credit loss expense fell to $221k from $388k.
- Board declared quarterly cash dividend of $0.36/share, payable Aug 7, 2025 to holders of record July 26.
- Book value per share rose to $15.66 from $14.16; total equity $71.3M.

## SEC filing metadata
- accession: 0000706863-25-000088
- form_type: 8-K
- ticker: UNB
- cik: 0000706863
- company_name: UNION BANKSHARES INC
- filed_at: 2025-07-16T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/706863/000070686325000088/0000706863-25-000088-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/706863/000070686325000088/unb-20250716.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000706863-25-000088
- JSON: https://secwatch.observer/filing/0000706863-25-000088.json
- Plain text: https://secwatch.observer/filing/0000706863-25-000088.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.