---
schema_version: "secwatch.filing_event.v1"
accession: "0000706863-25-000101"
form_type: "8-K"
ticker: "UNB"
cik: "0000706863"
company_name: "UNION BANKSHARES INC"
filed_at: "2025-11-07T23:59:59+00:00"
generated_at: "2026-05-16T23:13:43.000700+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Union Bankshares Q3 net income rises to $3.4M from $1.3M; EPS $0.75; declares $0.36 dividend

## Summary
- Net income $3.436M ($0.75 diluted EPS) vs $1.324M ($0.29) in Q3 2024; nine-month net income $8.332M.
- Net interest income $11.156M, up 18.3% YoY; credit loss expense decreased to $313K from $425K.
- Loans grew 5.1% to $1.176B; total assets $1.573B; book value per share $16.95 (+6.1%).
- Declared regular quarterly dividend $0.36/share, payable Nov 6, 2025 to holders of record Oct 25, 2025.

## SEC filing metadata
- accession: 0000706863-25-000101
- form_type: 8-K
- ticker: UNB
- cik: 0000706863
- company_name: UNION BANKSHARES INC
- filed_at: 2025-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/706863/000070686325000101/0000706863-25-000101-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/706863/000070686325000101/unb-20251106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000706863-25-000101
- JSON: https://secwatch.observer/filing/0000706863-25-000101.json
- Plain text: https://secwatch.observer/filing/0000706863-25-000101.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.