Union Bankshares reports FY2025 net income $11.1M ($2.43 EPS), up 26% YoY; Q4 net income $2.7M

UNION BANKSHARES INC

2025-FY EPS reported $2.41

Full-year 2025 net income $11.1M ($2.43 diluted EPS) vs $8.8M ($1.94) in 2024; Q4 net income $2.7M ($0.60) vs $3.0M ($0.67).
Net interest income rose 12.1% to $43.0M in FY2025; credit loss expense fell to $774K from $930K.
Book value per share increased 19.7% to $17.53 from $14.65, aided by retained earnings of $96.2M.
Quarterly cash dividend of $0.36 per share declared, payable Feb 5, 2026 to holders of record Jan 31, 2026.
Total assets grew 5.8% to $1.62B; deposits were $1.21B; loans net $1.18B with solid asset quality.

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