{"schema_version":"secwatch.filing_event.v1","accession":"0000708781-22-000005","form_type":"8-K","ticker":"CASS","cik":"0000708781","company_name":"CASS INFORMATION SYSTEMS INC","filed_at":"2022-07-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:57.958650+00:00","generated_at":"2026-06-24T15:29:09.614619+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Cass Q2 EPS $0.62, net income +21.9% YoY to $8.6M; record transportation volumes","bullets":["Diluted EPS $0.62 up 29.2% YoY; net income $8.6M up 21.9%.","Financial fees +41.6% ($3.1M increase); net interest income +26.2% ($2.8M increase).","Transportation dollar volumes record $11.4B (+27.7%); facility volumes $4.6B (+24.9%).","Avg. payments-in-advance +48.2% ($95.3M); avg. loans ex-PPP +21.8% ($174.4M).","Provision for credit losses $70K vs release $610K last year; no charge-offs or NPLs."],"urls":{"canonical":"https://secwatch.observer/filing/0000708781-22-000005","json":"https://secwatch.observer/filing/0000708781-22-000005.json","markdown":"https://secwatch.observer/filing/0000708781-22-000005.md","text":"https://secwatch.observer/filing/0000708781-22-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708781/000070878122000005/0000708781-22-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708781/000070878122000005/cass-20220714.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T15:29:09.614619+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}