---
schema_version: "secwatch.filing_event.v1"
accession: "0000708781-22-000005"
form_type: "8-K"
ticker: "CASS"
cik: "0000708781"
company_name: "CASS INFORMATION SYSTEMS INC"
filed_at: "2022-07-14T23:59:59+00:00"
generated_at: "2026-06-24T15:29:09.614619+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Cass Q2 EPS $0.62, net income +21.9% YoY to $8.6M; record transportation volumes

## Summary
- Diluted EPS $0.62 up 29.2% YoY; net income $8.6M up 21.9%.
- Financial fees +41.6% ($3.1M increase); net interest income +26.2% ($2.8M increase).
- Transportation dollar volumes record $11.4B (+27.7%); facility volumes $4.6B (+24.9%).
- Avg. payments-in-advance +48.2% ($95.3M); avg. loans ex-PPP +21.8% ($174.4M).
- Provision for credit losses $70K vs release $610K last year; no charge-offs or NPLs.

## SEC filing metadata
- accession: 0000708781-22-000005
- form_type: 8-K
- ticker: CASS
- cik: 0000708781
- company_name: CASS INFORMATION SYSTEMS INC
- filed_at: 2022-07-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/708781/000070878122000005/0000708781-22-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/708781/000070878122000005/cass-20220714.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000708781-22-000005
- JSON: https://secwatch.observer/filing/0000708781-22-000005.json
- Plain text: https://secwatch.observer/filing/0000708781-22-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.