{"schema_version":"secwatch.filing_event.v1","accession":"0000708781-22-000016","form_type":"8-K","ticker":"CASS","cik":"0000708781","company_name":"CASS INFORMATION SYSTEMS INC","filed_at":"2022-10-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.307739+00:00","generated_at":"2026-06-23T03:56:48.098714+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Cass Q3 EPS $0.64 (+33.3% YoY); revenue up 22.1%; record transport dollar volumes","bullets":["Diluted EPS of $0.64 vs $0.48; net income $8.8M, up 29.3% YoY.","Processing fees +2.7%, financial fees +30.5%, net interest income +39.7%.","Record transportation dollar volumes of $11.5B (+21.1%); facility volumes $5.5B (+30.1%).","Net interest margin expanded to 2.90% from 2.32% as short-term rates rose.","Average loans ex-PPP +17.6%; deposits +12.4%; CEO expects improved operating leverage late 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000708781-22-000016","json":"https://secwatch.observer/filing/0000708781-22-000016.json","markdown":"https://secwatch.observer/filing/0000708781-22-000016.md","text":"https://secwatch.observer/filing/0000708781-22-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708781/000070878122000016/0000708781-22-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708781/000070878122000016/cass-20221013.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T03:56:48.098714+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}