Cass Information Systems reports record Q4 EPS $0.67, up 21.8% YoY; full-year EPS $2.53, up 26.5%

CASS INFORMATION SYSTEMS INC

2022-FY EPS reported $2.53 revenue$182,476,000

Q4 2022 net income $9.3M (+20.6% YoY); diluted EPS $0.67 (+21.8% vs $0.55).
Full-year net income $34.9M (+22.0%); diluted EPS $2.53 (+26.5% vs $2.00).
Financial fees rose 18.1% to $1.7M; net interest margin expanded to 3.15% from 2.30%.
Average loans increased 17.3% ($154.5M); ending loans up 12.7% during 2022.
Record earnings driven by rising interest rates and organic loan growth; technology investments begun.

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