{"schema_version":"secwatch.filing_event.v1","accession":"0000708781-25-000103","form_type":"8-K","ticker":"CASS","cik":"0000708781","company_name":"CASS INFORMATION SYSTEMS INC","filed_at":"2025-10-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.952268+00:00","generated_at":"2026-05-17T02:36:47.356703+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cass Q3 net income from cont ops $9.2M vs $3.0M YoY; declares $0.32 dividend","bullets":["Net income from continuing operations $9.2M, up from $3.0M in Q3 2024; diluted EPS $0.69 vs $0.22.","Adjusted diluted EPS from cont ops $0.69 vs $0.58 in prior year quarter.","Return on average equity 15.29% vs 5.04% YoY; net interest margin 3.87% vs 3.55%.","Board declares Q4 dividend of $0.32 per share, payable Dec 15, 2025 to holders of record Dec 5, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000708781-25-000103","json":"https://secwatch.observer/filing/0000708781-25-000103.json","markdown":"https://secwatch.observer/filing/0000708781-25-000103.md","text":"https://secwatch.observer/filing/0000708781-25-000103.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708781/000070878125000103/0000708781-25-000103-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708781/000070878125000103/cass-20251021.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T02:36:47.356703+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}