{"schema_version":"secwatch.filing_event.v1","accession":"0000708781-26-000002","form_type":"8-K","ticker":"CASS","cik":"0000708781","company_name":"CASS INFORMATION SYSTEMS INC","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.507080+00:00","generated_at":"2026-05-16T09:06:58.520626+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Cass Information Systems reports record annual net income $35.1M; Q4 adjusted EPS $0.68","bullets":["Full year 2025 net income $35.1M ($2.61 diluted EPS), record high.","Q4 2025 net income $8.2M ($0.62 EPS); adjusted EPS from continuing ops $0.68 (+38.8% YoY).","Net interest margin expanded to 3.93% (Q4) vs. 3.55% prior year; facility dollar volumes up 13% Q4.","Board declared Q4 dividend $0.32/share, payable March 13, 2026 to holders of record March 3, 2026.","Repurchased 201,450 shares in Q4 at $40.59 avg; no loan charge-offs, allowance for credit losses 1.28%."],"urls":{"canonical":"https://secwatch.observer/filing/0000708781-26-000002","json":"https://secwatch.observer/filing/0000708781-26-000002.json","markdown":"https://secwatch.observer/filing/0000708781-26-000002.md","text":"https://secwatch.observer/filing/0000708781-26-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000002/0000708781-26-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000002/cass-20260120.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:06:58.520626+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}