{"schema_version":"secwatch.filing_event.v1","accession":"0000708781-26-000020","form_type":"8-K","ticker":"CASS","cik":"0000708781","company_name":"CASS INFORMATION SYSTEMS INC","filed_at":"2026-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.664285+00:00","generated_at":"2026-05-15T04:42:42.227309+00:00","sec_items":["2.02","5.02","5.07","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Cass Q1 adjusted EPS up 26.9% to $0.66; net interest margin expands to 3.95%; declares $0.32 dividend","bullets":["Adjusted diluted EPS from continuing ops $0.66 vs $0.52 prior year, up 26.9%.","Net interest margin 3.95% (up from 3.75%); facility volumes up 7.4%; personnel expense flat.","No loan charge-offs; non-performing loans reduced 55.1% from Dec 2025.","Q2 dividend of $0.32/share declared, payable June 15 to holders of record June 5.","John Drabik elected to board; three directors retired after not standing for re-election."],"urls":{"canonical":"https://secwatch.observer/filing/0000708781-26-000020","json":"https://secwatch.observer/filing/0000708781-26-000020.json","markdown":"https://secwatch.observer/filing/0000708781-26-000020.md","text":"https://secwatch.observer/filing/0000708781-26-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000020/0000708781-26-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000020/cass-20260421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:42:42.227309+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"40cb269bb846e85a570517e0f5d1c10a29968486","claim":"CASS INFORMATION SYSTEMS INC reported first quarter of 2026 results: net income $8,739 thousand net income from continuing ops; $8,832 thousand net income, EPS $0.66 diluted EPS from continuing ops; $0.67 diluted EPS.","evidence_excerpt":"Inc. (Nasdaq: CASS ) (the Company or Cass) today reported its first quarter 2026 earnings. First Quarter Financial Highlights • Net income and diluted earnings per share of $8.8 million and $0.67, respectively. • Adjusted net income and adjusted diluted earnings per share from continuing operations of $8.7 million and $0.66, respectively, increases of 23.7% and","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000020/0000708781-26-000020-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Net income","value":"$8,739 thousand net income from continuing ops; $8,832 thousand net income"},{"label":"EPS","value":"$0.66 diluted EPS from continuing ops; $0.67 diluted EPS"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"55f9d3a09f773834e2a82595f1a21f8b041c77ed","claim":"CASS INFORMATION SYSTEMS INC reported first quarter of fiscal 2026 results: net income $8.8 million, EPS $0.67 diluted earnings per share; $0.66 adjusted diluted eps from continuing ops.","evidence_excerpt":"Inc. (Nasdaq: CASS ) (the Company or Cass) today reported its first quarter 2026 earnings. First Quarter Financial Highlights • Net income and diluted earnings per share of $8.8 million and $0.67, respectively. • Adjusted net income and adjusted diluted earnings per share from continuing operations of $8.7 million and $0.66, respectively, increases of 23.7% and","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000020/0000708781-26-000020-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of fiscal 2026"},{"label":"Net income","value":"$8.8 million"},{"label":"EPS","value":"$0.67 diluted earnings per share; $0.66 adjusted diluted eps from continuing ops"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"848866949d1b6e56b88d2922f3db2089758891c7","claim":"CASS INFORMATION SYSTEMS INC reported first quarter 2026 results: net income $8.8 million, EPS $0.67.","evidence_excerpt":"First Quarter Financial Highlights • Net income and diluted earnings per share of $8.8 million and $0.67, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/708781/000070878126000020/0000708781-26-000020-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Net income","value":"$8.8 million"},{"label":"EPS","value":"$0.67"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}